CrossCountry Mortgage

Verified

4.5(2,104 reviews)

CrossCountry Mortgage offers a full spectrum of loan products with a focus on first-time buyers and government loan programs.

Rate Range

6.40% – 9.25%

Loan Amount

$50,000 – $2,000,000

Min Down Payment

$0 / 0%

Time to Close

21–30 days

Available Loan Types

FHAVAUSDA30yr Fixed15yr FixedJumboRenovation

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Soft credit pull only · No impact to your score

✓Pros

$0 down USDA & VA loans
Accepts 580 min credit
Niche products (renovation, jumbo FHA)
National footprint

✗Cons

•Rates slightly above average
•Average online experience

Eligibility Requirements

Min credit score: 580
Min 0–3.5% down depending on loan type
Property must be primary residence for FHA

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