All Mortgage Lenders
Compare 10+ verified lenders across all mortgage types
Rocket Mortgage
Rate Range
6.25% – 8.75%
Min Down
3%
Min Credit
580+
America's #1 mortgage lender. Fully digital application, fast approvals, and a huge range of loan products for every buyer.
Closes in 8–21 days · Max loan $3,000,000
Soft pull only · No credit impact
Better.com
Rate Range
6.10% – 8.40%
Min Down
3%
Min Credit
620+
Better.com is an online-only lender with no commissions, no fees, and a lightning-fast digital mortgage process.
Closes in 3 weeks · Max loan $3,000,000
Soft pull only · No credit impact
loanDepot
Rate Range
6.30% – 9.00%
Min Down
3%
Min Credit
580+
loanDepot is one of the largest non-bank mortgage lenders, offering a full suite of purchase and refinance products nationwide.
Closes in 21–28 days · Max loan $2,500,000
Soft pull only · No credit impact
Veterans United
Rate Range
5.75% – 7.50%
Min Down
$0 / 0%
Min Credit
620+
Veterans United is the nation's #1 VA purchase lender, dedicated exclusively to serving active-duty military, veterans, and surviving spouses.
Closes in 40 days · Max loan $2,000,000
Soft pull only · No credit impact
Guaranteed Rate
Rate Range
6.20% – 8.90%
Min Down
3%
Min Credit
620+
Guaranteed Rate offers a digital-first mortgage experience with 850+ branch locations for borrowers who want both speed and personal service.
Closes in 14–21 days · Max loan $3,000,000
Soft pull only · No credit impact
PennyMac
Rate Range
6.15% – 8.60%
Min Down
3%
Min Credit
620+
PennyMac is one of the top mortgage servicers in the US, offering competitive rates for purchase, refinance, and cash-out loans.
Closes in 25–30 days · Max loan $3,000,000
Soft pull only · No credit impact
Fairway Independent
Rate Range
6.30% – 9.10%
Min Down
3.5%
Min Credit
580+
Fairway Independent Mortgage is a top-10 lender known for excellent customer service and specialization in government-backed loans.
Closes in 21–28 days · Max loan $1,500,000
Soft pull only · No credit impact
CrossCountry Mortgage
Rate Range
6.40% – 9.25%
Min Down
$0 / 0%
Min Credit
580+
CrossCountry Mortgage offers a full spectrum of loan products with a focus on first-time buyers and government loan programs.
Closes in 21–30 days · Max loan $2,000,000
Soft pull only · No credit impact
Guild Mortgage
Rate Range
6.35% – 9.00%
Min Down
$0 / 0%
Min Credit
540+
Guild Mortgage is a first-time buyer specialist with some of the most flexible credit requirements and extensive down payment assistance programs.
Closes in 21–30 days · Max loan $3,000,000
Soft pull only · No credit impact
Figure
Rate Range
7.65% – 14.50%
Min Down
$0 / 0%
Min Credit
640+
Figure offers the fastest HELOC in the industry — get funds in as few as 5 business days with a fully digital application process.
Closes in 5 days · Max loan $400,000
Soft pull only · No credit impact
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