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Best FHA Loan Lenders of 2025

FHA loans let you buy a home with as little as 3.5% down and a credit score as low as 580. Compare FHA lenders to find the lowest rates and fees for your next home purchase.

Showing 2 lenders

1
F

Fairway Independent

4.6(3,291 reviews)

Rate Range

6.30% โ€“ 9.10%

Min Down

3.5%

Min Credit

580+

FHAVAUSDA30yr Fixed+2 more

Fairway Independent Mortgage is a top-10 lender known for excellent customer service and specialization in government-backed loans.

Closes in 21โ€“28 days ยท Max loan $1,500,000

Soft pull only ยท No credit impact

2
C

CrossCountry Mortgage

4.5(2,104 reviews)

Rate Range

6.40% โ€“ 9.25%

Min Down

$0 / 0%

Min Credit

580+

FHAVAUSDA30yr Fixed+3 more

CrossCountry Mortgage offers a full spectrum of loan products with a focus on first-time buyers and government loan programs.

Closes in 21โ€“30 days ยท Max loan $2,000,000

Soft pull only ยท No credit impact

About FHA Loans

FHA loans let you buy a home with as little as 3.5% down and a credit score as low as 580. Compare FHA lenders to find the lowest rates and fees for your next home purchase.

29+

Lenders Listed

3%

Min Down Payment

6.25 โ€“ 7.50%

Avg Rate

Lender in the FHA Loans Space?

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