Compare Mortgage Lenders
Before You Apply
Published rate ranges, minimum down payments and credit requirements for purchase, refinance, FHA, VA, jumbo and HELOC lenders, side by side. You apply directly with the lender.
Browse by Loan Type
Find the right mortgage for your situation
Reference Mortgage Rates (Illustrative, National)
30-Year Fixed
~6.95%
Reference only
15-Year Fixed
~6.26%
Reference only
5/1 ARM
~6.41%
Reference only
30-Year FHA
~6.55%
Reference only
Reference averages for educational comparison, last reviewed 2026-09-17. Not a live quote. Compare lenders →
Featured Mortgage Lenders
Published rates and requirements. Check each lender’s site for current terms.
Rocket Mortgage
Rate Range
6.25% – 8.75%
Min Down
3%
Min Credit
580+
America's #1 mortgage lender. Fully digital application, fast approvals, and a huge range of loan products for every buyer.
Closes in 8–21 days · Max loan $3,000,000
You apply on the lender’s site
Better.com
Rate Range
6.10% – 8.40%
Min Down
3%
Min Credit
620+
Better.com is an online-only lender with no commissions, no fees, and a lightning-fast digital mortgage process.
Closes in 3 weeks · Max loan $3,000,000
You apply on the lender’s site
loanDepot
Rate Range
6.30% – 9.00%
Min Down
3%
Min Credit
580+
loanDepot is one of the largest non-bank mortgage lenders, offering a full suite of purchase and refinance products nationwide.
Closes in 21–28 days · Max loan $2,500,000
You apply on the lender’s site
Mortgage Payment Calculator
See your exact monthly payment before you apply. Includes taxes, insurance & PMI estimates.
How It Works
From browsing to applying in three steps
Pick a Loan Type
Browse purchase, refinance, FHA, VA, jumbo and HELOC lenders.
Compare Published Terms
See each lender’s published rate range, minimum down payment and minimum credit score side by side.
Apply & Get Pre-Approved
Choose your best lender and apply directly. Most online lenders pre-approve in minutes and close in 3–4 weeks.
Mortgage Guides & Tips
Guides to help you buy smarter and pay less
Mortgage Guides
Best Mortgage Lenders of 2026: Top Picks for Every Buyer
9 min read · 2025-04-20
Loan Types
FHA vs Conventional Loan: Which Is Right for You in 2026?
7 min read · 2025-04-14
Homebuying
How Much House Can I Afford? The Complete 2026 Guide
8 min read · 2025-04-08
VA Loans
VA Loan Requirements 2026: The Complete Eligibility Guide
7 min read · 2025-04-01
Why Use MyMortgageOnline?
Side-by-Side Terms
Rate ranges, down payment and credit requirements for each lender in one place.
Always Free
Comparing rates costs you nothing. We earn commissions only if you choose a lender — never from you.
No Sign-Up
Browsing the site never asks for your details or touches your credit. You apply on the lender’s own site.
Clearly-Labeled Rates
We distinguish reference data from verified data, so you always know whether a number is current.
Ready to Compare?
Compare published rates and terms, then apply directly with the lender you choose.
Compare Mortgage Rates Free →