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Fairway Independent

Verified
4.6(3,291 reviews)

Fairway Independent Mortgage is a top-10 lender known for excellent customer service and specialization in government-backed loans.

Rate Range

6.30% – 9.10%

Loan Amount

$50,000 – $1,500,000

Min Down Payment

3.5%

Time to Close

21–28 days

Available Loan Types

FHAVAUSDA30yr Fixed15yr FixedARM

Soft credit pull only · No impact to your score

Pros

  • FHA & USDA specialist
  • Accepts 580 credit scores
  • Strong local agent network
  • Down payment assistance programs

Cons

  • Higher rates for conventional loans
  • No online-only option

Eligibility Requirements

  • Min credit score: 580 (FHA)
  • 3.5% down payment (FHA)
  • 2 years employment history

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