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G
Guaranteed Rate
Verified4.5(5,628 reviews)
Guaranteed Rate offers a digital-first mortgage experience with 850+ branch locations for borrowers who want both speed and personal service.
Rate Range
6.20% – 8.90%
Loan Amount
$50,000 – $3,000,000
Min Down Payment
3%
Time to Close
14–21 days
Available Loan Types
30yr Fixed15yr FixedFHAVAJumboARM 5/1HELOC
Soft credit pull only · No impact to your score
✓Pros
- Digital app + local branches
- Industry-leading close times
- Wide product range
- Jumbo specialist
✗Cons
- •Origination fees on some products
- •Customer service varies by branch
Eligibility Requirements
- Min credit score: 620
- Min down payment: 3%
- Full income documentation
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