Back to All Lenders
l
loanDepot
VerifiedFeatured4.5(3,714 reviews)
loanDepot is one of the largest non-bank mortgage lenders, offering a full suite of purchase and refinance products nationwide.
Rate Range
6.30% – 9.00%
Loan Amount
$50,000 – $2,500,000
Min Down Payment
3%
Time to Close
21–28 days
Available Loan Types
30yr Fixed15yr FixedFHAVAUSDAJumboARM
Soft credit pull only · No impact to your score
✓Pros
- Wide product range including FHA/VA
- Physical locations available
- Competitive refinance rates
- Mello Smartloan technology
✗Cons
- •Origination fee on some products
- •Slower than digital-only lenders
Eligibility Requirements
- Min credit score: 580
- Min down payment: 3.5% (FHA) / 3% (conventional)
- DTI under 57%
Advertiser Disclosure: MyMortgageOnline may receive compensation from loanDepot and other lenders when you click links on our site. This does not influence our editorial ratings or reviews. Rates shown are estimates based on publicly available information and may not reflect current offers. Always verify rates and terms directly with the lender.