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R
Rocket Mortgage
VerifiedFeatured4.8(8,421 reviews)
America's #1 mortgage lender. Fully digital application, fast approvals, and a huge range of loan products for every buyer.
Rate Range
6.25% – 8.75%
Loan Amount
$45,000 – $3,000,000
Min Down Payment
3%
Time to Close
8–21 days
Available Loan Types
30yr Fixed15yr FixedFHAVAJumboARM 5/1
Soft credit pull only · No impact to your score
✓Pros
- Fully online process
- Fast pre-approval in minutes
- Wide product range
- Award-winning customer service
✗Cons
- •No in-person branches
- •Rates slightly above average for excellent credit
Eligibility Requirements
- Min credit score: 580 (FHA) / 620 (conventional)
- Min down payment: 3%
- Debt-to-income: under 50%
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